Choosing a good real estate agent in Bend Oregon can be a sticky proposition. There are currently a little over two thousand members of the Central Oregon Multiple Listing service. Out of these two thousand members there are approximately 1,500 active real estate agents. The rest are part time agents, real estate appraisers, lenders or others associated with the real estate business.
Oregon law recently changed however and agents are now called Brokers and Principle Brokers. Brokers are men and women who sell real estate for a Principle Broker who is responsible for their activities. The Principle Broker can also sell and list properties. For the purposes of this article we will call Brokers and Principal Brokers who actively sell and list homes “Agents.”
When searching for an agent to assist you in buying or selling a home it is a good idea to choose one that is a Certified Residential Specialist (CRS). There are over one million Realtors in business today. So if you want to find that one-in-a-million Realtor start with the over 37,000 that hold the Certified Residential Specialist Designation. CRS is the symbol of excellence in residential real estate.
You should also make sure your agent is a Realtor. Not all agents are Realtors. A Realtor is pledged to adhere to a strict code of ethics. Whether you are buying or selling a home, you can count on your Realtor to be honest with all parties in the transaction, not just you, as his or here client, but also with the other real estate practitioner and his or her clients.
For example, if Realtors represent a buyer with a spotty credit history, they can’t be dishonest with seller about this fact. At the same time, Realtors can help their buyer clients collect and assemble information, such as credit reports and audited tax returns, to demonstrate that the buyer has addressed the problem and improved their situation.
He or she will put your interests ahead of his or her interest at all times. He understand the needs of his or her client, thoroughly researches available inventory and shares all relevant information with the buyer so that he or she can make an informed decision. This service is provided regardless of the compensation available.
She or He will disclose all pertinent facts regarding the property and the transaction to both buyer and seller. If a Realtor believes information provided by a seller is questionable, the Realtor is obligated to investigate. Realtors should recommend that buyers consult their own experts, such as home inspectors, to address concerns.
For example, if a home seller asks his or her Realtor to conceal the fact that the roof leaks, the Realtor cannot comply. If the seller insists, the Realtor should end the business relationship with that seller.
He or she will be truthful in all communications with the public. When Realtors distribute newsletters, create Web sites, or place advertisements, they must be careful not to represent other real estate professionals’ work product as their own. If recently sold or listed properties in the community are publicized, it must be clear whether the Realtor was actually involved in the transaction or whether that data came from the local multiple listing service or other source. This ensures that the public understands the Realtor’s experience and they can make an informed decision when choosing real estate representation.
All Certified Residential Specialists are Realtors. So if you are looking for an agent in Bend Oregon or any place in the United States for that matter, you can search the internet with any browser for Certified Residential Specialist. Go to “Find a CRS” and fill in the city and state where you want to buy a home and need an agent.
You will then have a list with pictures, phone numbers and e-mail addresses of some of the best agents available. At this point it is good to contact the agent and ask him or here how long he or she has lived in the area you are going to be buying a home. You will be better served if you choose someone that has lived in the area for more than twenty years.
There are many factors to consider when choosing the agent you want to work with. Take your time and be sure the broker you choose is some you like and trust.
It is a buyer’s market in Bend Oregon today. It is a good time to buy a home. If you follow the steps outlined in this article you should find an ethical, experienced profession to help you find you new home and negotiate a good price.
Jim Johnson CRS is a real estate expert who has lived in Bend Oregon since 1981. Call 541-389-4511 or see his web site http://www.BendOregonRealEstateExpert.com or Search the [http://bendoregonrealestateexpert.centraloregonrealtors.com]>Bend Oregon MLS
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Ok so you might find the next few links interesting. These are from around the web, just random snippets that I’ve picked up in my reading, but I found some very cool information in them. You might too. Here goes…
hello once again. i would like to let everyone know that i am currently the site agent of a sub-division in the gresham oregon area. the homes are anywhere from 1885 sq. ft. to 2486 sq. ft. they are 4 and 5 bedroom homes and most have a …
gresham, oregon 97080 march 2007 market report
market data is based on a general price range with no preference given to size of lot or size, age or style of home. market report march 2007 for gresham, oregon 97080. price range $0-249999. homes for sale: 15. homes sold: 9 …
4476 se salquist rd., gresham, oregon 97080
city: gresham, zip: 97080, condo loc/lvl: map coord: 629/g/5, zoning: county: multnomah, tax id: r503465 … xst/dir: orient dr. to e on salquist or 282 ave. to w on salquist to 4476. public: come and view this fantastic 4 bedroom, …
Hope you enjoy the read as much as I did and please if you have something to say, use the comments form below to let everyone know your thoughts.
Have a great day!
Tax foreclosures occur when the property owner is unable to pay the taxes the government has assessed against it. Since the government (usually county) needs those funds to provide services to the community, in order to get their tax money, the government will confiscate the property and sell it to anyone willing to pay the back taxes. However, this process does not occur over night.
The following article give a basic explanation of the tax foreclosure process.
If the property owner does not pay the taxes, a tax lien is assessed against the property. A tax lien prevents the owner from selling the property until the taxes are paid. Of course, someone wanting to purchase the property might be able to simply pay the delinquent taxes.
Sometimes, if they owner has no true interest in the property, the taxes may be all the perspective buyer will need to pay, but that is another issue. If the taxes are not paid within a designated time, the government can seize the property, just as a mortgage holder could if the mortgage payment was not paid.
In addition, not only can county governments take property for non property tax payment, the Federal Government can also foreclose on a property if the owner has not paid their Federal Income Tax. Tax foreclosures take precedence over mortgages, so if a property is taken by the government and sold for taxes, the original mortgage holder is out of luck.
The way in which the process occurs from place to place, but this example from Oregon can help explain it. Keep in mind, these procedures apply specifically to Oregon, and may be different where you live.
The property owner is given numerous opportunities to pay the taxes. Oregon begins the foreclosure process when the taxes are three years delinquent. Then the property owner and other interested parties (such as the mortgage holder) Every July a list of three year delinquent properties is prepared and a month later, the district attorney files suit with the court. That same day a foreclosure listing is published in the newspaper.
The judgment is given in thirty days from which the property owner, their heirs, of the mortgage holder has two years in which they may redeem the property. In order to do so, all back taxes, interest and penalties must be paid. Those parties will be notified when the redemption period will end.
At the end of the redemption period, the property is deeded to the county and they have the right to sell it.
Buying a property at a tax foreclosure sale is a way to obtain a property for a fraction of its value. Different places have different names for tax foreclosures, but it amounts to the same thing.
A public auction is held and the successful bidder wins the property. However, there may be different procedures necessary to participate in such a sale. You will have to do some research to find out what you need for your location.
Before you jump into tax foreclosures I would suggest starting off with free online courses. There are many out there you can try. I would start off with the free 10 day e-course at foreclosure investing course.
You will get a lot of good basic information about pre-foreclosures, tax liens, foreclosure auctions, and how to get a free list of foreclosures.
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